About Nick Smith

B-Corp Certified (I walk the walk, I don’t just talk. There are very few B Corp certified financial advisors in the UK. I’m one of them because I believe in holding myself to the highest standards)

Ex-Naval Aviator (I spent 10 years flying Lynx helicopters off destroyers. I understand risk, critical decision-making under pressure, and the importance of a clear plan executed with precision)

Sustainable Wealth Framework™ (My proprietary methodology focuses on outcomes, not products. Financial Longevity, Richer Lifestyle, Enduring Legacy – not simply selling pensions and ISAs)

Proven Track Record (My clients achieve financial clarity, values alignment, and peace of mind knowing their wealth works for their values, not against them)

I work exclusively with committed individuals and business owners who want their wealth to reflect their values.

I work in a structured way to ensure consistency and efficiency, and to provide service excellence to my clients.

This means I know who I work best with, and the qualities and commitment required to deliver Sustainable Wealth. I’m selective about who I work with. If I don’t believe we’re a good fit, or that I can add meaningful value, I’ll say so. Given I build long-term relationships with my clients over many years, it’s important that we share similar values and commitment. It’s not a personal slight.

I get you’re busy. I am too.

The application process exists to ensure I can give my full attention and commitment to the clients I work with.

I work with 3-5 new clients each quarter. Once those spaces are filled, you go on the waiting list. That selectivity allows me to deliver a high standard of work and build long-term relationships.

That doesn’t mean all my clients are super-wealthy, far from it, but it does mean they are super-committed. My clients range from Popstars to Plumbers, and the one thing they share is personal commitment to achieving and maintaining Sustainable Wealth. It’s not about how much money you have, but about your values and how much commitment you have.

Meeting and Communication

I am autistic; Aspergers to be precise.This means I’m direct, analytical, and highly focused on solving complex problems.

I communicate clearly and efficiently, and I value substance over small talk. Most clients see this as a strength.

Our work is primarily virtual, which is more efficient, secure, and consistent with my commitment to Sustainable Wealth. It’s also far more secure, efficient, and planet-friendly to use electronic tools to gather information, hold meetings, and communicate, than it is to revert to old-fashioned paper and face-to-face meetings.

That doesn’t mean we’ll never meet in person, but it does mean most of our work will be virtual. That may not suit you and that’s okay.

Contacting Nick

Prospective clients begin by completing an application. Once engaged, clients can book scheduled calls via a private link.

I usually only answer the telephone for scheduled calls. That doesn’t mean I am unavailable; it just means I’m focused on client work, instead of being distracted. Clients can schedule calls using a private link to book time directly in my diary. This is efficient for both of us, and ensures I am prepared for your question at the time of our call.

You can always send a secure message through the client portal too. I am contactable, just not by unscheduled telephone.

Charges

I don’t work for free and neither do you. My charges are clear and transparent and can be found here: Terms of Business. I work hard to deliver Sustainable Wealth, and you are paying not only for my time, but also my considerable experience and expertise.

I do not do ‘mates-rates’ or discounts, nor do I negotiate my charges. How would you feel if the person next to you was paying completely different charges for a similar service? The FCA feels the same way too.

Your Sustainable Wealth Blueprint™ will include full disclosure of charges to recommend and implement your Financial Action Plan, should I choose to offer an implementation service. The charges will reflect fair value for the work I do and the value I bring. If you are lucky enough to have £1m to invest, then my charges may reflect economies of scale. However, if you want to invest your £1m in ten chunks of £100,000, that’s ten times the work.